2027 EMPLOYEE BENEFITS · HSA & SPENDING ACCOUNTS

YOUR 2027 HSA & SPENDING ACCOUNTS

Make room for everyday expenses.

Use your Rippling HSA or FSA to plan for eligible expenses.

HSA funding that goes with Option 3.

Rippling administers the 2027 HSA. Eligible employees must enroll in Option 3 and elect the Rippling HSA to receive company funding.

2027 HSA contributions
2027 annual amountEmployee-only coverageCoverage with dependents
Momentive contributionUp to $1,000Up to $1,500
Employee contribution after standard company funding$3,500$7,500
Total annual contribution limit$4,500$9,000

Momentive deposits $41.66 employee-only / $62.50 with dependents each paycheck when a benefit deduction occurs, up to the annual amounts above. An additional $1,000 catch-up contribution may be available at age 55 or older, subject to eligibility.

Eligibility and annual contribution rules apply. HSA funds roll over; the account remains yours.

Choose the right spending account.

Rippling administers all three FSAs. The following annual plan election limits apply.

2027 spending accounts
AccountAnnual plan election limitUse for
Health Care FSA$3,500Qualified medical, dental and vision expenses; not compatible with HSA contributions
Limited Purpose FSA$3,500Qualified dental and vision expenses for HSA participants
Dependent Care FSA$7,500 joint / head of household; $3,750 married filing separatelyEligible dependent care so you and your spouse, if married, can work or meet other eligibility conditions

Up to $700 may carry over in the Health Care or Limited Purpose FSA under the plan’s rules. The carryover does not apply to Dependent Care FSA funds. Submit receipts and manage reimbursements in Rippling My Benefits.

Eligibility, expense and election rules apply.

Coverage is subject to the official plan documents, which govern in the event of a difference.

HIGGINBOTHAM EMPLOYEE RESPONSE CENTER

Benefits questions? Start with the ERC.

Contact the Higginbotham Employee Response Center for benefits information, enrollment help, eligibility questions, and claims or billing questions.

CALL OR TEXT THE ERC866-890-6763

Monday–Friday, 6:00 a.m.–5:00 p.m. EST

Messages left after 2:00 p.m. ET will be returned the next business day.

Bilingual representatives are available.