2027 EMPLOYEE BENEFITS · DENTAL
YOUR 2027 DENTAL
A healthier smile. A clearer choice.
Compare your Base and Buy-Up dental options through UnitedHealthcare.
Find a dental provider.
Your dental network is Options PPO 30. Select Options PPO 30 in the UnitedHealthcare directory before searching for a dentist.
Compare your dental options.
In-network highlights. Percentages show the portion the plan pays.
| Plan feature | Base | Buy-Up |
|---|---|---|
| Annual maximum | $1,000 per person | $5,000 per person |
| Annual deductible | $50 individual / $150 family | $50 individual / $150 family |
| Preventive & diagnostic care | 100%; deductible does not apply | 100%; deductible does not apply |
| Basic services | 80% after deductible | 80% after deductible |
| Major services | 50% after deductible | 50% after deductible |
| Orthodontia | Not included | 50%; $2,000 lifetime maximum; adults & children |
| Annual rollover | Included; program conditions apply | Not included |
Coverage limits, exclusions and eligibility rules apply.
Make your annual maximum go further.
The Base dental plan includes a rollover feature. Qualifying dental visits and claim activity can earn dollars toward next year’s annual maximum. Program eligibility, award conditions and limits apply. The Buy-Up dental plan does not include rollover.
Using a dentist outside the network?
Out-of-network benefits use the plan’s usual-and-customary geographic fee allowance. You may owe charges above that allowance in addition to your deductible and cost share. An in-network dentist uses negotiated fees.
Dental premiums
Per benefit deduction · 24 deductions per year
| Coverage tier | Base | Buy-Up |
|---|---|---|
| Employee only | $10.06 | $12.15 |
| Employee + spouse | $29.34 | $34.50 |
| Employee + child(ren) | $34.54 | $43.84 |
| Employee + family | $39.39 | $50.84 |
Coverage is subject to the official plan documents, which govern in the event of a difference.
Benefits questions? Start with the ERC.
Contact the Higginbotham Employee Response Center for benefits information, enrollment help, eligibility questions, and claims or billing questions.
Monday–Friday, 6:00 a.m.–5:00 p.m. EST
Messages left after 2:00 p.m. ET will be returned the next business day.
Bilingual representatives are available.
Plan documents · Questions & answers · ERC & support · 2026 benefits
The information on this website summarizes the benefits offered by Momentive Software. If there is a difference, the official plan documents govern.